Uniting agents with innovated solutions.
The LLP structure enables the founders to jointly manage a scalable platform that supports independent insurance agents with resources, partnerships, and business overlay opportunities—without forcing them into a captive agency model or absorbing their book of business.
Not Your Traditional Insurance Agency
As a Limited Liability Partnership (LLP), our structure empowers the founders to jointly build and manage a platform that supports independent insurance agents at every stage of their business journey. We’re creating an ecosystem where agents thrive without giving up their freedom.
We don’t buy your book of business. We don’t tie you into captive contracts.Instead, we offer you what truly matters:
- Real business opportunities
- Strategic partnerships
- Access to modern tools and support systems
- A community of like-minded professionals
Business Model & Services
UniVate is not a traditional insurance agency—it is a brokerage enablement platform. Here’s what it offers:
1. Overlay Downline Access
UniVate works with a network of brokerages and offers overlays into various insurance carriers and verticals.
Agents in the downline retain full ownership of their business but gain access to higher comp structures, back-office tools, and carrier access they wouldn’t have on their own.
2. Agent Empowerment
- UniVate provides:
- Co-branded or white-labeled resources
- Training and marketing tools
- Carrier relationship management
- Commission tracking & contracting support
3. Targeted Business Development
Through a broker-company matching strategy, UniVate aligns agents with regional business prospects and industries.
Example targets listed include:
Healthcare institutions (e.g. Deaconess Hospital)
Industrial and tech firms (e.g. Positron, Mohler Technology)
Schools and municipalities (e.g. Pike County School Corp)
- Retail and logistics (e.g. NAPA stores, RK Transport)
Agent Network and Leadership
Joe Hardesty and Matt Sturgeon are managing partners and serve as the primary points of contact for business development.
Their existing networks through L&I Insurance Solutions, Integrity Insurance Advisors, and other ventures bolster the credibility and scope of UniVate.
Keep 100% of Your Book
You keep all the earnings from your book sales without sharing profits. No commissions, no royalty cuts — everything you earn is yours.You have full control over pricing, design, and distribution.
Access to Top Carriers
Get connected with the leading shipping and delivery companies.
Ensure fast, reliable, and affordable shipping for your customers.Work with trusted names to boost your brand’s credibility.
White-Labeled Resources
Use professionally designed materials with your own branding.
Promote your business without creating everything from scratch.
Save time and effort while maintaining a consistent brand look.
Commission Tracking Support
Easily monitor and manage commissions for affiliates or sales partners. Get detailed reports to track performance and payouts accurately. Automated tools ensure transparency and reduce manual work.
Flexible Brand Representation
Promote your brand the way you want with full creative freedom.
Customize marketing, packaging, and messaging to match your vision.
Build a unique identity that sets you apart in the market.
Local Market Alignment
Tailor your products and strategies to match local customer needs.
Connect better with your audience through culturally relevant branding. Increase sales by aligning with local trends and preferences.
🌐 Web Presence: Univate.Insure
Although detailed site content was not extracted from the search, the domain serves as the digital hub for:
Recruiting new agents
Explaining the overlay model
Showcasing the platform’s benefits
Possibly managing agent logins and back-end access
Joe Hardesty
Helping authors succeed with expert publishing support and personalized
Matt Sturgeon
Empowering entrepreneurs with smart strategies and innovative business.
Ready to Elevate Your Agency?
UniVate offers a no-pressure, agent-first model. Let’s chat about how we can help you scales
